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Bestaande app met walletWaar mogen wallets straks allemaal mee gecombineerd worden? En heb ik straks één of meerdere digital identity wallets op m'n telefoon? Daarover sprak Hidde Koning recent met Vincent Jansen (Innopay) over in onze podcast. Als het wettelijk kader ruimte biedt, zouden bestaande apps wallet-functionaliteit kunnen gaan toevoegen. Neem bijvoorbeeld de app van Albert Heijn of van een willekeurige bank. Als deze voldoet aan de technische vereisten en geaccrediteerd wordt, is het denkbaar dat ze naast hun huidige functionaliteiten ook een wallet functionaliteit aanbieden. Voor consumenten kan dit betekenen dat ze 'automatisch' meerdere wallets hebben. Bankier je al via meerdere apps? Dan heb je straks in feite ook meerdere wallets. Hoewel het nog de vraag is of we ze even intensief zullen gebruiken, ziet Vincent hier meerwaarde in. Verschillende wallets kunnen voorzien in verschillende behoeften en voorkomt een ‘one size fits non’ situatie.https://ockto.eu/hubfs/3%20Bestaande%20app%20met%20wallet.mp451nonohttps://ockto.eu/hubfs/Digital%20identity%20wallets:%20de%20nieuwe%20toepassingen%20met%20de%20meest%20added%20value%20krijgen%20nu%20de%20minste%20prio.mp4/medium.jpgDigital identity wallets: de nieuwe toepassingen met de meest added value krijgen nu de minste prioWaar mogen wallets straks allemaal mee gecombineerd worden? En heb ik straks één of meerdere digital identity wallets op m'n telefoon? Daarover sprak Hidde Koning recent met Vincent Jansen (Innopay) over in onze podcast. Als het wettelijk kader ruimte biedt, zouden bestaande apps wallet-functionaliteit kunnen gaan toevoegen. Neem bijvoorbeeld de app van Albert Heijn of van een willekeurige bank. Als deze voldoet aan de technische vereisten en geaccrediteerd wordt, is het denkbaar dat ze naast hun huidige functionaliteiten ook een wallet functionaliteit aanbieden. Voor consumenten kan dit betekenen dat ze 'automatisch' meerdere wallets hebben. Bankier je al via meerdere apps? Dan heb je straks in feite ook meerdere wallets. Hoewel het nog de vraag is of we ze even intensief zullen gebruiken, ziet Vincent hier meerwaarde in. Verschillende wallets kunnen voorzien in verschillende behoeften en voorkomt een ‘one size fits non’ situatie.https://ockto.eu/hubfs/Digital%20identity%20wallets:%20de%20nieuwe%20toepassingen%20met%20de%20meest%20added%20value%20krijgen%20nu%20de%20minste%20prio.mp451nonohttps://ockto.eu/hubfs/De%20adoptie%20van%20de%20Europese%20Digital%20Identity%20Wallets%20in%20Nederland%20zal%20hard%20gaan%20.mp4/medium.jpgDe adoptie van de Europese Digital Identity Wallets in Nederland zal hard gaan De adoptie van de Europese Digital Identity Wallets in Nederland zal hard gaan 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Jansen, Innopay – Digital identity wallets; over adoptie, het verdienmodel en de acceptatie - #3 Data Sharing PodcastDigital identity wallets lijken een revolutie teweeg te gaan brengen in hoe we ons online en offline identificeren en gegevens delen. Tegelijkertijd roept het een tal van vragen op. Komt de adoptie in Nederland snel op gang na de invoering? Krijgen buitenlandse aanbieders hier voet aan de grond? En hoe zit het met het verdienmodel achter deze wallets? In aflevering 3 van de Data Sharing Podcast gaat host Hidde Koning hierover in gesprek met Vincent Jansen, Director Technology Innovation bij INNOPAY. Vincent is expert op het gebied van data sharing en digital identities. Hij benadrukt dat er nog veel moet gebeuren en er ook nog veel duidelijk moet worden, maar als bedrijven en overheden daar nu over beginnen na te denken, zij op tijd klaar zullen zijn voor de verplichte acceptatie van digital identity wallets. “Wat van belang is, is dat er het komende jaar allerlei implementatiewetgeving moet gaan komen die uitlegt hoe het in de praktijk precies moet werken. Zodat we zorgen dat er in Europa ook echt op dezelfde manier met één stekker gewerkt kan worden.” Ze bespraken de volgende onderwerpen: - De adoptie van digital identity wallets in Nederland - De positie van buitenlandse wallets in Nederland - Het aantal wallets die een consument straks heeft - Het verdienmodel - De haalbaarheid voor accepterende partijen 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en de verhoogde regeldruk bij kredietverlening - Earvin van Ginkel, VFN - #5 Data Sharing Podcast OcktoDeze aflevering van de Data Sharing Podcast gaat over de Consumer Credit Directive 2 (CCD2). Hidde gaat in gesprek met Earvin van Ginkel, senior beleidsmedewerker bij de Vereniging voor Financieringsondernemingen Nederland (VFN). Ze hebben een gesprek over de impact van deze richtlijn op de financiële sector en dan in het bijzonder Consumptief Krediet. CCD2 is een belangrijke Europese wet die verstrekkers van consumentenkrediet verplicht zich aan strengere regels te houden. Dit moet de consumentenbescherming verbeteren en zorgen voor een eerlijke markt. Earvin deelt zijn inzichten over deze wetgeving. We gaan in op de manier waarop CCD2 het landschap van consumentenkrediet verandert en hoe organisaties zich kunnen voorbereiden op de implementatie ervan. Onderwerpen die aan bod komen: • Wat is CCD2 en waarom is het relevant voor verstrekkers van consumentenkrediet? • De belangrijkste wijzigingen t.o.v. de huidige CCD wetgeving. • Hoe CCD2 de verstrekking van consumentenkredieten verandert. • De bredere reikwijdte van CCD2, bijvoorbeeld op kredietvormen zoals Buy Now Pay Later (BNPL) en crowdfunding. • Verwachtingen rondom kredietwaardigheidstoetsingen en proportionaliteit in de uitvoeringswetten. 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Vasse – Documentloos accepteren met brondata; over AVG, STP en fraude preventie - #2 Data Sharing PodcastBij het accepteren van nieuwe klanten voor financiële diensten worden vaak nog papieren documenten gebruikt, wat inefficiënt, foutgevoelig, privacygevoelig en fraudegevoelig is. De oplossing ligt in documentloos accepteren, waarbij gegevens rechtstreeks uit betrouwbare digitale bronnen worden gehaald. Door gebruik te maken van brondata, kunnen consumenten met een paar klikken de benodigde gegevens delen. Voor het aanvragen van een hypotheek, lening of huurwoning. Geen gedoe met het verzamelen en opsturen van allerlei documenten. Organisatie hebben het dossier hierdoor sneller compleet. En dat betekent een sneller acceptatieproces. Win-win dus! Deze methode verhoogt de efficiëntie, vermindert de kans op fraude en waarborgt de privacy van consumenten beter. Organisaties ontvangen alleen de benodigde gegevens. Zo wordt de privacy van consumenten beter beschermd. In aflevering 2 van de Data Sharing Podcast gaat host Hidde Koning hierover in gesprek met Gert Vasse. Gert is expert op het gebied van digitale klantacceptatie en Commercieel Directeur bij Ockto. Hij benadrukt dat documentloos accepteren al op grote schaal gebeurt, en de consument dit ook verwacht. Het is mooi om te zien dat steeds meer sectoren deze trend van documentloos accepteren omarmen. Aan de hand van vijf stellingen schetsen Hidde en Gert een beeld van de huidige stand van zaken rond documentloos accepteren en STP. Ze stippen de effecten hiervan op o.a. de privacy van consumenten en fraudepreventie aan. • Documentloos accepteren. 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Open Banking - Hidde Koning Ockto Open BankingMet Open Banking kunnen we dieper inzicht krijgen in de financiële transacties van een persoon. Maar wat houdt het in en welke verschillende toepassingen biedt het? In deze snelcursus over Open Banking neemt Hidde Koning, Director Open Banking bij Ockto, je binnen 10 minuten mee in de mogelijkheden van Open Banking en hoe het de sector kan helpen de overgang te maken van een bruto wereld naar een netto wereld. 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Jansen, Innopay – Digital identity wallets; over adoptie, het verdienmodel en de acceptatie - #3 Data Sharing PodcastDigital identity wallets lijken een revolutie teweeg te gaan brengen in hoe we ons online en offline identificeren en gegevens delen. Tegelijkertijd roept het een tal van vragen op. Komt de adoptie in Nederland snel op gang na de invoering? Krijgen buitenlandse aanbieders hier voet aan de grond? En hoe zit het met het verdienmodel achter deze wallets? In aflevering 3 van de Data Sharing Podcast gaat host Hidde Koning hierover in gesprek met Vincent Jansen, Director Technology Innovation bij INNOPAY. Vincent is expert op het gebied van data sharing en digital identities. Hij benadrukt dat er nog veel moet gebeuren en er ook nog veel duidelijk moet worden, maar als bedrijven en overheden daar nu over beginnen na te denken, zij op tijd klaar zullen zijn voor de verplichte acceptatie van digital identity wallets. “Wat van belang is, is dat er het komende jaar allerlei implementatiewetgeving moet gaan komen die uitlegt hoe het in de praktijk precies moet werken. Zodat we zorgen dat er in Europa ook echt op dezelfde manier met één stekker gewerkt kan worden.” Ze bespraken de volgende onderwerpen: - De adoptie van digital identity wallets in Nederland - De positie van buitenlandse wallets in Nederland - Het aantal wallets die een consument straks heeft - Het verdienmodel - De haalbaarheid voor accepterende partijen 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Vasse – Documentloos accepteren met brondata; over AVG, STP en fraude preventie - #2 Data Sharing PodcastBij het accepteren van nieuwe klanten voor financiële diensten worden vaak nog papieren documenten gebruikt, wat inefficiënt, foutgevoelig, privacygevoelig en fraudegevoelig is. De oplossing ligt in documentloos accepteren, waarbij gegevens rechtstreeks uit betrouwbare digitale bronnen worden gehaald. Door gebruik te maken van brondata, kunnen consumenten met een paar klikken de benodigde gegevens delen. Voor het aanvragen van een hypotheek, lening of huurwoning. Geen gedoe met het verzamelen en opsturen van allerlei documenten. Organisatie hebben het dossier hierdoor sneller compleet. En dat betekent een sneller acceptatieproces. Win-win dus! Deze methode verhoogt de efficiëntie, vermindert de kans op fraude en waarborgt de privacy van consumenten beter. Organisaties ontvangen alleen de benodigde gegevens. Zo wordt de privacy van consumenten beter beschermd. In aflevering 2 van de Data Sharing Podcast gaat host Hidde Koning hierover in gesprek met Gert Vasse. Gert is expert op het gebied van digitale klantacceptatie en Commercieel Directeur bij Ockto. Hij benadrukt dat documentloos accepteren al op grote schaal gebeurt, en de consument dit ook verwacht. Het is mooi om te zien dat steeds meer sectoren deze trend van documentloos accepteren omarmen. Aan de hand van vijf stellingen schetsen Hidde en Gert een beeld van de huidige stand van zaken rond documentloos accepteren en STP. Ze stippen de effecten hiervan op o.a. de privacy van consumenten en fraudepreventie aan. • Documentloos accepteren. Kan dat eigenlijk wel? • Kun je zonder acceptant accepteren? • Leidt een volledig digitaal proces tot meer kans op fraude? • Wat is het effect op de privacy van de consument? • Worden consumenten straks verplicht al hun gegevens digitaal aan te aanleveren?https://ockto.eu/hubfs/Gert%20Vasse%20%E2%80%93%20Documentloos%20accepteren%20met%20brondata%3B%20over%20AVG%2c%20STP%20en%20fraude%20preventie%20-%20%232%20Data%20Sharing%20Podcast.mp41680nonoAVGBrondataStraight Through ProcessingData Sharing PodcastSTPhttps://ockto.eu/hubfs/Hoe%20ziet%20een%20documentloos%20proces%20eruit%20-%20Gert%20Vasse%20-%20Hidde%20Koning%20-%20Data%20Sharing%20Podcast.mp4/medium.jpgEen fragment uit de Data Sharing Podcast waarin Gert Vasse en Hidde Koning bespreken hoe een volledig documentloos aanleverproces eruit ziet.Hoe ziet een documentloos proces eruit - Gert Vasse - Hidde Koning - Data Sharing Podcasthttps://ockto.eu/hubfs/Hoe%20ziet%20een%20documentloos%20proces%20eruit%20-%20Gert%20Vasse%20-%20Hidde%20Koning%20-%20Data%20Sharing%20Podcast.mp485nonohttps://ockto.eu/hubfs/Masterclass_%20Dit%20is%20wat%20de%20finance-koplopers%20in%20klantprocessen%20&%20digitalisering%20doen.mp4/medium.jpgMasterclass: Dit is wat de finance-koplopers in klantprocessen & digitalisering doenMasterclass_ Dit is wat de finance-koplopers in klantprocessen & digitalisering doenhttps://ockto.eu/hubfs/Masterclass_%20Dit%20is%20wat%20de%20finance-koplopers%20in%20klantprocessen%20&%20digitalisering%20doen.mp41848nonohttps://ockto.eu/hubfs/Horizontaal%201%20-%20PSD2%20-%20Jan%20Marten%20van%20Seijst%20en%20Gert%20Vasse.mp4/medium.jpgHorizontaal 1 - PSD2 - Jan Marten van Seijst en Gert VasseHorizontaal 1 - PSD2 - Jan Marten van Seijst en Gert Vassehttps://ockto.eu/hubfs/Horizontaal%201%20-%20PSD2%20-%20Jan%20Marten%20van%20Seijst%20en%20Gert%20Vasse.mp449nonohttps://ockto.eu/hubfs/1%20horizontaal%20-%20Brondata%20Publiek%20Domein.mp4/medium.jpg1 horizontaal - Brondata Publiek Domein1 horizontaal - Brondata Publiek Domeinhttps://ockto.eu/hubfs/1%20horizontaal%20-%20Brondata%20Publiek%20Domein.mp424nonohttps://ockto.eu/hubfs/Ockto%20afl%2013%20-%20jun%20-%201%20-%20liggend%20%2B%20titel.mp4/medium.jpgOckto afl 13 - jun - 1 - liggend + titelOckto afl 13 - jun - 1 - liggend + titelhttps://ockto.eu/hubfs/Ockto%20afl%2013%20-%20jun%20-%201%20-%20liggend%20%2B%20titel.mp433nonohttps://ockto.eu/hubfs/Cocreatie.mp4/medium.jpgCocreatieCocreatiehttps://ockto.eu/hubfs/Cocreatie.mp441nonohttps://ockto.eu/hubfs/Innoveren%20in%20een%20zwaar%20gereguleerde%20sector%20%E2%80%93%20Jordy%20Stoelwinder%2c%20Vista%20-%20%236%20Data%20Sharing%20Podcast.mp4/medium.jpgIn deze aflevering bespreekt Hidde Koning met Jordy Stoelwinder hoe je innovatie in een strikt gereguleerde sector als de hypotheeksector aanpakt.Innoveren in een zwaar gereguleerde sector – Jordy Stoelwinder, Vista - #6 Data Sharing Podcasthttps://ockto.eu/hubfs/Innoveren%20in%20een%20zwaar%20gereguleerde%20sector%20%E2%80%93%20Jordy%20Stoelwinder%2c%20Vista%20-%20%236%20Data%20Sharing%20Podcast.mp42100nonohttps://ockto.eu/hubfs/Met%20brondata%20is%20frauderen%20bijna%20onmogelijk%20-%20Gert%20Vasse%20-%20Hidde%20Koning%20-%20Data%20Sharing%20Podcast.mp4/medium.jpgEen fragment uit de Data Sharing Podcast waarin Gert Vasse en Hidde Koning bespreken hoe het gebruik van brondata fraude in documenten voorkomt.Met brondata is frauderen bijna onmogelijk - Gert Vasse - Hidde Koning - Data Sharing Podcasthttps://ockto.eu/hubfs/Met%20brondata%20is%20frauderen%20bijna%20onmogelijk%20-%20Gert%20Vasse%20-%20Hidde%20Koning%20-%20Data%20Sharing%20Podcast.mp469nonohttps://ockto.eu/hubfs/Webinar%20Inkomsten%20uit%20ondernemingen%20ophalen%20met%20Ockto%20-%20IKB.mp4/medium.jpgWebinar Inkomsten uit ondernemingen ophalen met Ockto - IKBWebinar Inkomsten uit ondernemingen ophalen met Ockto - IKBhttps://ockto.eu/hubfs/Webinar%20Inkomsten%20uit%20ondernemingen%20ophalen%20met%20Ockto%20-%20IKB.mp42099nonohttps://ockto.eu/hubfs/6%20v2%20-%20ondertiteld.mp4/medium.jpg6 v2 - ondertiteld6 v2 - ondertiteldhttps://ockto.eu/hubfs/6%20v2%20-%20ondertiteld.mp461nonohttps://ockto.eu/hubfs/Ockto%20horizontaal-1%20-%20ondertiteld.mp4/medium.jpgOckto horizontaal-1 - ondertiteldOckto horizontaal-1 - ondertiteldhttps://ockto.eu/hubfs/Ockto%20horizontaal-1%20-%20ondertiteld.mp453nonohttps://ockto.eu/hubfs/Vincent%20Jansen%2c%20Innopay%20%E2%80%93%20Digital%20identity%20wallets%3B%20over%20adoptie%2c%20het%20verdienmodel%20en%20de%20acceptatie%20-%20%233%20Data%20Sharing%20Podcast.mp4/medium.jpgVincent Jansen, Innopay – Digital identity wallets; over adoptie, het verdienmodel en de acceptatie - #3 Data Sharing PodcastDigital identity wallets lijken een revolutie teweeg te gaan brengen in hoe we ons online en offline identificeren en gegevens delen. Tegelijkertijd roept het een tal van vragen op. Komt de adoptie in Nederland snel op gang na de invoering? Krijgen buitenlandse aanbieders hier voet aan de grond? En hoe zit het met het verdienmodel achter deze wallets? In aflevering 3 van de Data Sharing Podcast gaat host Hidde Koning hierover in gesprek met Vincent Jansen, Director Technology Innovation bij INNOPAY. Vincent is expert op het gebied van data sharing en digital identities. Hij benadrukt dat er nog veel moet gebeuren en er ook nog veel duidelijk moet worden, maar als bedrijven en overheden daar nu over beginnen na te denken, zij op tijd klaar zullen zijn voor de verplichte acceptatie van digital identity wallets. “Wat van belang is, is dat er het komende jaar allerlei implementatiewetgeving moet gaan komen die uitlegt hoe het in de praktijk precies moet werken. Zodat we zorgen dat er in Europa ook echt op dezelfde manier met één stekker gewerkt kan worden.” Ze bespraken de volgende onderwerpen: - De adoptie van digital identity wallets in Nederland - De positie van buitenlandse wallets in Nederland - Het aantal wallets die een consument straks heeft - Het verdienmodel - De haalbaarheid voor accepterende partijen https://ockto.eu/hubfs/Vincent%20Jansen%2c%20Innopay%20%E2%80%93%20Digital%20identity%20wallets%3B%20over%20adoptie%2c%20het%20verdienmodel%20en%20de%20acceptatie%20-%20%233%20Data%20Sharing%20Podcast.mp42119nonohttps://ockto.eu/hubfs/3%20Bestaande%20app%20met%20wallet.mp4/medium.jpg3 Bestaande app met walletWaar mogen wallets straks allemaal mee gecombineerd worden? En heb ik straks één of meerdere digital identity wallets op m'n telefoon? Daarover sprak Hidde Koning recent met Vincent Jansen (Innopay) over in onze podcast. Als het wettelijk kader ruimte biedt, zouden bestaande apps wallet-functionaliteit kunnen gaan toevoegen. Neem bijvoorbeeld de app van Albert Heijn of van een willekeurige bank. Als deze voldoet aan de technische vereisten en geaccrediteerd wordt, is het denkbaar dat ze naast hun huidige functionaliteiten ook een wallet functionaliteit aanbieden. Voor consumenten kan dit betekenen dat ze 'automatisch' meerdere wallets hebben. Bankier je al via meerdere apps? Dan heb je straks in feite ook meerdere wallets. Hoewel het nog de vraag is of we ze even intensief zullen gebruiken, ziet Vincent hier meerwaarde in. Verschillende wallets kunnen voorzien in verschillende behoeften en voorkomt een ‘one size fits non’ situatie.https://ockto.eu/hubfs/3%20Bestaande%20app%20met%20wallet.mp451nonohttps://ockto.eu/hubfs/Podcast:%20Datagedreven%20KYC-automatisering:%20fraude%2c%20klantdata%20en%20compliance.mov/medium.jpgPodcast: Datagedreven KYC-automatisering: fraude, klantdata en compliancePodcast: Datagedreven KYC-automatisering: fraude, klantdata en compliancehttps://ockto.eu/hubfs/Podcast:%20Datagedreven%20KYC-automatisering:%20fraude%2c%20klantdata%20en%20compliance.mov2458nonohttps://ockto.eu/hubfs/5%20horizontaal%20-%20Brondata%20Publiek%20Domein.mp4/medium.jpg5 horizontaal - Brondata Publiek Domein5 horizontaal - Brondata Publiek Domeinhttps://ockto.eu/hubfs/5%20horizontaal%20-%20Brondata%20Publiek%20Domein.mp488nonohttps://ockto.eu/hubfs/6%20horizontaal%20-%20Brondata%20Publiek%20Domein.mp4/medium.jpg6 horizontaal - Brondata Publiek Domein6 horizontaal - Brondata Publiek Domeinhttps://ockto.eu/hubfs/6%20horizontaal%20-%20Brondata%20Publiek%20Domein.mp448nonohttps://ockto.eu/hubfs/20231117%20Demo%20OcktoID.mp4/medium.jpgDemo van OcktoID voor digitale identificatie conform eIDAS Substantieel of eIDAS Hoog20231117 Demo OcktoIDhttps://ockto.eu/hubfs/20231117%20Demo%20OcktoID.mp4290nonohttps://ockto.eu/hubfs/3-horizontaal.mp4/medium.jpg3-horizontaal3-horizontaalhttps://ockto.eu/hubfs/3-horizontaal.mp443nonohttps://ockto.eu/hubfs/ockto%203%20ondertiteld%20horizontaal%20FIDA.mp4/medium.jpgockto 3 ondertiteld horizontaal FIDAockto 3 ondertiteld horizontaal FIDAhttps://ockto.eu/hubfs/ockto%203%20ondertiteld%20horizontaal%20FIDA.mp455nonohttps://ockto.eu/hubfs/Roel%20ter%20Brugge%20over%20uitsluiting%20bij%20digitalisering%20-%20Data%20Sharing%20Podcast.mp4/medium.jpgRoel ter Brugge over uitsluiting bij digitalisering - Data Sharing PodcastRoel ter Brugge over uitsluiting bij digitalisering - Data Sharing Podcasthttps://ockto.eu/hubfs/Roel%20ter%20Brugge%20over%20uitsluiting%20bij%20digitalisering%20-%20Data%20Sharing%20Podcast.mp4165nonohttps://ockto.eu/hubfs/Ockto%20demo%20202211.mp4/medium.jpgOckto demoOckto sessie in 1 minuuthttps://ockto.eu/hubfs/Ockto%20demo%20202211.mp444nonohttps://ockto.eu/hubfs/Huurders%20screenen%20zonder%20gedoe%20met%20documenten%20-%20Webinar%20Ockto%20Vastgoedjournaal.mp4/medium.jpgHuurders screenen zonder gedoe met documenten - Webinar Ockto VastgoedjournaalHuurders screenen zonder gedoe met documenten - Webinar Ockto Vastgoedjournaalhttps://ockto.eu/hubfs/Huurders%20screenen%20zonder%20gedoe%20met%20documenten%20-%20Webinar%20Ockto%20Vastgoedjournaal.mp42319nonohttps://ockto.eu/hubfs/Digital%20identity%20wallets:%20de%20nieuwe%20toepassingen%20met%20de%20meest%20added%20value%20krijgen%20nu%20de%20minste%20prio.mp4/medium.jpgDigital identity wallets: de nieuwe toepassingen met de meest added value krijgen nu de minste prioWaar mogen wallets straks allemaal mee gecombineerd worden? En heb ik straks één of meerdere digital identity wallets op m'n telefoon? Daarover sprak Hidde Koning recent met Vincent Jansen (Innopay) over in onze podcast. Als het wettelijk kader ruimte biedt, zouden bestaande apps wallet-functionaliteit kunnen gaan toevoegen. Neem bijvoorbeeld de app van Albert Heijn of van een willekeurige bank. Als deze voldoet aan de technische vereisten en geaccrediteerd wordt, is het denkbaar dat ze naast hun huidige functionaliteiten ook een wallet functionaliteit aanbieden. Voor consumenten kan dit betekenen dat ze 'automatisch' meerdere wallets hebben. Bankier je al via meerdere apps? Dan heb je straks in feite ook meerdere wallets. Hoewel het nog de vraag is of we ze even intensief zullen gebruiken, ziet Vincent hier meerwaarde in. Verschillende wallets kunnen voorzien in verschillende behoeften en voorkomt een ‘one size fits non’ situatie.https://ockto.eu/hubfs/Digital%20identity%20wallets:%20de%20nieuwe%20toepassingen%20met%20de%20meest%20added%20value%20krijgen%20nu%20de%20minste%20prio.mp451nonohttps://ockto.eu/hubfs/Nieuwe%20Ockto-features%20die%20je%20klantreis%20in%202026%20fundamenteel%20verbeteren%20verkleind..mp4/medium.jpgNieuwe Ockto-features die je klantreis in 2026 fundamenteel verbeteren verkleind.Nieuwe Ockto-features die je klantreis in 2026 fundamenteel verbeteren verkleind.https://ockto.eu/hubfs/Nieuwe%20Ockto-features%20die%20je%20klantreis%20in%202026%20fundamenteel%20verbeteren%20verkleind..mp42179nonohttps://ockto.eu/hubfs/De%20adoptie%20van%20de%20Europese%20Digital%20Identity%20Wallets%20in%20Nederland%20zal%20hard%20gaan%20.mp4/medium.jpgDe adoptie van de Europese Digital Identity Wallets in Nederland zal hard gaan De adoptie van de Europese Digital Identity Wallets in Nederland zal hard gaan https://ockto.eu/hubfs/De%20adoptie%20van%20de%20Europese%20Digital%20Identity%20Wallets%20in%20Nederland%20zal%20hard%20gaan%20.mp470nonohttps://ockto.eu/hubfs/Ockto%20-%203%20-%20horizontaal%20%2B%20perputal%20KYC%20&%20datakwaliteit.mp4/medium.jpgOckto - 3 - horizontaal + perputal KYC & datakwaliteitOckto - 3 - horizontaal + perputal KYC & datakwaliteithttps://ockto.eu/hubfs/Ockto%20-%203%20-%20horizontaal%20%2B%20perputal%20KYC%20&%20datakwaliteit.mp441nonohttps://ockto.eu/hubfs/Data%20Sharing%20Podcast%201%20-%20Robert%20Harreman%20ID-wallet.mp4/medium.jpgData Sharing Podcast 1 - Robert Harreman ID-walletData Sharing Podcast 1 - Robert Harreman ID-wallethttps://ockto.eu/hubfs/Data%20Sharing%20Podcast%201%20-%20Robert%20Harreman%20ID-wallet.mp41601nonohttps://ockto.eu/hubfs/Webinar%20De%20Toekomst%20van%20Verhuuracceptatie%20-%20Ockto%20en%20OSRE.mp4/medium.jpgWebinar De Toekomst van Verhuuracceptatie - Ockto en OSREWebinar De Toekomst van Verhuuracceptatie - Ockto en OSREhttps://ockto.eu/hubfs/Webinar%20De%20Toekomst%20van%20Verhuuracceptatie%20-%20Ockto%20en%20OSRE.mp42635nonohttps://ockto.eu/hubfs/Open%20Banking%20&%20PSD2%3B%20Over%20o.a.%20inkomensverificatie%20met%20banktransacties%20-%20Hidde%20Koning%20-%20Data%20Sharing%20Podcast%20Ockto.mp4/medium.jpgOpen Banking & PSD2; Over o.a. inkomensverificatie met banktransacties - Hidde Koning - Data Sharing Podcast OcktoOpen Banking & PSD2; Over o.a. inkomensverificatie met banktransacties - Hidde Koning - Data Sharing Podcast Ocktohttps://ockto.eu/hubfs/Open%20Banking%20&%20PSD2%3B%20Over%20o.a.%20inkomensverificatie%20met%20banktransacties%20-%20Hidde%20Koning%20-%20Data%20Sharing%20Podcast%20Ockto.mp41146nonohttps://ockto.eu/hubfs/CCD2%20en%20de%20verhoogde%20regeldruk%20bij%20kredietverlening%20-%20Earvin%20van%20Ginkel%2c%20VFN%20-%20%235%20Data%20Sharing%20Podcast%20Ockto.mp4/medium.jpgCCD2 en de verhoogde regeldruk bij kredietverlening - Earvin van Ginkel, VFN - #5 Data Sharing Podcast OcktoDeze aflevering van de Data Sharing Podcast gaat over de Consumer Credit Directive 2 (CCD2). Hidde gaat in gesprek met Earvin van Ginkel, senior beleidsmedewerker bij de Vereniging voor Financieringsondernemingen Nederland (VFN). Ze hebben een gesprek over de impact van deze richtlijn op de financiële sector en dan in het bijzonder Consumptief Krediet. CCD2 is een belangrijke Europese wet die verstrekkers van consumentenkrediet verplicht zich aan strengere regels te houden. Dit moet de consumentenbescherming verbeteren en zorgen voor een eerlijke markt. Earvin deelt zijn inzichten over deze wetgeving. We gaan in op de manier waarop CCD2 het landschap van consumentenkrediet verandert en hoe organisaties zich kunnen voorbereiden op de implementatie ervan. Onderwerpen die aan bod komen: • Wat is CCD2 en waarom is het relevant voor verstrekkers van consumentenkrediet? • De belangrijkste wijzigingen t.o.v. de huidige CCD wetgeving. • Hoe CCD2 de verstrekking van consumentenkredieten verandert. • De bredere reikwijdte van CCD2, bijvoorbeeld op kredietvormen zoals Buy Now Pay Later (BNPL) en crowdfunding. • Verwachtingen rondom kredietwaardigheidstoetsingen en proportionaliteit in de uitvoeringswetten. https://ockto.eu/hubfs/CCD2%20en%20de%20verhoogde%20regeldruk%20bij%20kredietverlening%20-%20Earvin%20van%20Ginkel%2c%20VFN%20-%20%235%20Data%20Sharing%20Podcast%20Ockto.mp42027nonohttps://ockto.eu/hubfs/Data%20Sharing%20Podcast%20Roel%20ter%20Brugge.mp4/medium.jpgData delen: hoe houden we het veilig, toegankelijk en verantwoord? – Roel ter Brugge, Ockto #7 Data Sharing PodcastDeze aflevering van de Data Sharing Podcast gaat over data-ethiek, vertrouwen in data en AI en toegankelijkheid in een steeds digitalere samenleving.https://ockto.eu/hubfs/Data%20Sharing%20Podcast%20Roel%20ter%20Brugge.mp41549nonohttps://ockto.eu/hubfs/v2%20Ockto%20afl%2013%20-%20jun%20-%203%20-%20liggend%20%2B%20titel.mp4/medium.jpgv2 Ockto afl 13 - jun - 3 - liggend + titelv2 Ockto afl 13 - jun - 3 - liggend + titelhttps://ockto.eu/hubfs/v2%20Ockto%20afl%2013%20-%20jun%20-%203%20-%20liggend%20%2B%20titel.mp482nonohttps://ockto.eu/hubfs/Data%20delen%20in%202030%20-%20Gert-Jan%20van%20Dijke%20op%20het%20VIP%20Congres.mp4/medium.jpgData delen in 2030 - Gert-Jan van Dijke op het VIP CongresData delen in 2030 - Gert-Jan van Dijke op het VIP Congreshttps://ockto.eu/hubfs/Data%20delen%20in%202030%20-%20Gert-Jan%20van%20Dijke%20op%20het%20VIP%20Congres.mp41561nonohttps://ockto.eu/hubfs/ockto%201%20horizontaal%20ondertiteld%20stoplicht%20(1).mp4/medium.jpgockto 1 horizontaal ondertiteld stoplicht (1)ockto 1 horizontaal ondertiteld stoplicht (1)https://ockto.eu/hubfs/ockto%201%20horizontaal%20ondertiteld%20stoplicht%20(1).mp446nonohttps://ockto.eu/hubfs/Inspiratiesessie%20Digitaal%20Identificeren.mp4/medium.jpgInspiratiesessie Digitaal IdentificerenInspiratiesessie Digitaal Identificerenhttps://ockto.eu/hubfs/Inspiratiesessie%20Digitaal%20Identificeren.mp42650nonohttps://ockto.eu/hubfs/Snelcursus%20Open%20Banking%20-%20Hidde%20Koning%20Ockto%20Open%20Banking%20v2.mp4/medium.jpgSnelcursus Open Banking - Hidde Koning Ockto Open BankingMet Open Banking kunnen we dieper inzicht krijgen in de financiële transacties van een persoon. Maar wat houdt het in en welke verschillende toepassingen biedt het? In deze snelcursus over Open Banking neemt Hidde Koning, Director Open Banking bij Ockto, je binnen 10 minuten mee in de mogelijkheden van Open Banking en hoe het de sector kan helpen de overgang te maken van een bruto wereld naar een netto wereld. https://ockto.eu/hubfs/Snelcursus%20Open%20Banking%20-%20Hidde%20Koning%20Ockto%20Open%20Banking%20v2.mp4492nonohttps://ockto.eu/hubfs/WebinarGeek-64488-2023-02-22-1225.mp4/medium.jpgWebinarGeek-64488-2023-02-22-1225WebinarGeek-64488-2023-02-22-1225https://ockto.eu/hubfs/WebinarGeek-64488-2023-02-22-1225.mp41835nonohttps://ockto.eu/hubfs/1%20horizontaal%20%2B%20subtitles%20(1).mp4/medium.jpg1 horizontaal + subtitles (1)1 horizontaal + subtitles 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Jansen, Innopay – Digital identity wallets; over adoptie, het verdienmodel en de acceptatie - #3 Data Sharing PodcastDigital identity wallets lijken een revolutie teweeg te gaan brengen in hoe we ons online en offline identificeren en gegevens delen. Tegelijkertijd roept het een tal van vragen op. Komt de adoptie in Nederland snel op gang na de invoering? Krijgen buitenlandse aanbieders hier voet aan de grond? En hoe zit het met het verdienmodel achter deze wallets? In aflevering 3 van de Data Sharing Podcast gaat host Hidde Koning hierover in gesprek met Vincent Jansen, Director Technology Innovation bij INNOPAY. Vincent is expert op het gebied van data sharing en digital identities. Hij benadrukt dat er nog veel moet gebeuren en er ook nog veel duidelijk moet worden, maar als bedrijven en overheden daar nu over beginnen na te denken, zij op tijd klaar zullen zijn voor de verplichte acceptatie van digital identity wallets. “Wat van belang is, is dat er het komende jaar allerlei implementatiewetgeving moet gaan komen die uitlegt hoe het in de praktijk precies moet werken. Zodat we zorgen dat er in Europa ook echt op dezelfde manier met één stekker gewerkt kan worden.” Ze bespraken de volgende onderwerpen: - De adoptie van digital identity wallets in Nederland - De positie van buitenlandse wallets in Nederland - Het aantal wallets die een consument straks heeft - Het verdienmodel - De haalbaarheid voor accepterende partijen https://ockto.eu/hubfs/Vincent%20Jansen%2c%20Innopay%20%E2%80%93%20Digital%20identity%20wallets%3B%20over%20adoptie%2c%20het%20verdienmodel%20en%20de%20acceptatie%20-%20%233%20Data%20Sharing%20Podcast.mp42119nonohttps://ockto.eu/hubfs/Ockto%202025/images/meta.svgmetametahttps://ockto.eu/hubfs/ISO%2027001%20Certified.jpgISO27001CertifiedISO27001Certifiedhttps://ockto.eu/hubfs/Ockto%202025/images/trust-footer.svgtrustfootertrustfooterhttps://ockto.eu/hubfs/Ockto%202025/images/mobile-searct.svgmobilesearctmobilesearcthttps://ockto.eu/hubfs/Ockto%202025/images/clock.svgclockclockhttps://ockto.eu/hubfs/US-UK_Apple_Podcasts_Listen_Badge_RGB_062023.svgUSUKApplePodcastsListenBadgeRGB062023USUKApplePodcastsListenBadgeRGB062023https://ockto.eu/hubfs/Ockto%202025/images/linkedin.svglinkedinlinkedinhttps://ockto.eu/hubfs/Ockto%202025/images/author.svgauthorauthorhttps://ockto.eu/hubfs/PSD2%20AISP.pngOcktoisPSD2AISPcertifiedPSD2AISPhttps://ockto.eu/hubfs/Ockto%202025/images/footer-image-1.svgfooterimage1footerimage1https://ockto.eu/hubfs/Imported_Blog_Media/Digitalisering%20in%20de%20hypotheeksector-%20laten%20we%20het%20samen%20rondmaken-Oct-06-2025-03-00-11-8487-AM.jpgDigitaliseringindehypotheeksectorlatenwehetsamenrondmakenOct0620250300118487AMDigitaliseringindehypotheeksectorlatenwehetsamenrondmakenOct0620250300118487AMhttps://ockto.eu/hubfs/spotify-podcast-badge-blk-grn-165x40.svgspotifypodcastbadgeblkgrn165x40spotifypodcastbadgeblkgrn165x40https://ockto.eu/hubfs/Ockto%202025/images/menu.svgmenumenuhttps://ockto.eu/hubfs/Ockto%202025/images/mobile-globe.svgmobileglobemobileglobehttps://ockto.eu/hubfs/Ockto%202025/images/linkedin-pale.svglinkedinpalelinkedinpalehttps://ockto.eu/hubfs/Ockto%202025/images/ockto-logo.svgocktologoocktologohttps://ockto.eu/hubfs/Ockto%202025/images/youtube.svgyoutubeyoutubehttps://ockto.eu/hubfs/Tim%20Bijvoet%20-%20Ockto%20transp.18%20(2).pngTimBijvoetOcktotransp182TimBijvoetOcktotransp182https://ockto.eu/hubfs/Ockto%202025/images/facebook.svgfacebookfacebookhttps://ockto.eu/hubfs/Ockto%202025/images/mega-menu-arrow.svgmegamenuarrowmegamenuarrowhttps://ockto.eu/hubfs/Ockto%202025/images/ockto-logo-wit.svgOcktologoocktologowithttps://ockto.eu/hubfs/Ockto%202025/images/spotify.svgspotifyspotifyhttps://ockto.eu/hubfs/Ockto%202025/images/search.svgSearchiconsearchhttps://ockto.eu/hubfs/1665133463998.jpg16651334639981665133463998https://ockto.eu/hubfs/assets/images/flags/nl-flag.pngnlflagnlflaghttps://ockto.eu/hubfs/Ockto%202025/images/close-menu.svgclosemenuclosemenuhttps://ockto.eu/hubfs/assets/images/flags/fr-flag.pngfrflagfrflaghttps://ockto.eu/hubfs/Ockto%202025/images/mobile-normal-arrow.svgmobilenormalarrowmobilenormalarrowhttps://ockto.eu/hubfs/Ockto%202025/images/calendar.svgcalendarcalendar2025-12-15