About Ockto

Onze oplossingen

Eén platform waarmee je alle processen rondom het delen van persoonsgegevens managet, beheert en optimaliseert.

Contact us

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Knowledge base

Onze oplossingen

Eén platform waarmee je alle processen rondom het delen van persoonsgegevens managet, beheert en optimaliseert.

Contact us

Neem contact op

Ockto connects
organizations with data and people with their goals

No matter how complex your process is, Ockto makes working with personal data safer and more efficient, helping you and your customers give each other the green light faster.

About Ockto

We are Ockto

The leading platform
for secure wallet services

In many financial processes, people need to share a lot of personal and household data. Ockto makes this easy by allowing them to securely provide information directly from reliable sources such as government portals and banks.

Step by step

How does Ockto work?

With Ockto, users log in to official government portals and other sources that hold information about their income, pension, assets, debts, taxes, and housing situation.
The Ockto platform securely retrieves the necessary data and presents it in a clear, safe, and seamless customer journey.

When the app is closed, all retrieved data is automatically deleted. Ockto never stores or uses this data. Only the authorized party that received permission can access and use it for the agreed purpose.

Log in

The user logs in to the relevant portals using official identification methods.For example: DigiD in the Netherlands, FranceConnect in France, and Cl@ve in Spain.

Retrieve

Ockto securely retrieves the relevant data and provides the user with a complete, transparent overview in the app.

Consent & send

After giving explicit consent, the user’s personal data is encrypted and sent to the requesting organization.The data can then be mapped directly into the organization’s financial or CRM system.

Where does Ockto collect data?

Tax authority

Government tax offices and related registries hold detailed financial information about citizens. Ockto securely collects all relevant data about a customer’s household, land registry, property ownership, vehicles, income, assets, and debts.

Social security agency

Employee insurance and social security agencies maintain records about employment history, salaries, and benefits. Ockto aggregates this information to provide real-time insight into a customer’s current income situation.

Pension

Public and private pension providers — from current and former employers — store data about accumulated pension rights. Ockto collects and consolidates this information, offering users a clear overview in the app.

Bank transactions

In addition to government portals, Ockto can also retrieve bank account and transaction data from consumers, verifying both income and expenses for individuals or households. Ockto operates under its own PSD2 license, ensuring this process is fully secure and compliant.

Digital identification

With Ockto, anyone can identify themselves online in a simple and reliable way. This is much faster than sending a copy of an identification document

Uploading documents

Organisations are making significant progress in digitalisation. Retrieving source data has become the standard for many types of applications.However, not all required information is available as source data. For these situations, Ockto also supports the upload of documents.

Recent cases

How we help organizations move forward

1 / 3

Justlease

From lead to order in 2:41 minutes

Automotive

Nationaal Warmtefonds

Sustainable loans accepted faster

Noodfonds Energie

210,000 applications in one week

ING

Quick and correct identification in one go

Digital identification

Who we are

Our Ockto experts are here to help

You’re looking for someone who understands the challenges of your industry. Someone who can show you how to unlock the full potential of your data.

Want to know more? Let’s talk.

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Trusted by nearly 100 organizations

What kind of data does Ockto collect?

Ockto can retrieve data about the persons in a household. In addition to their full name, matters such as data of birth and number of working years can be delivered.

All sources of income can be retrieved. Such as the salary earned by being employed or the profit made by being self-employed or an entrepreneur. When receiving alimony from an ex-partner this will be included as well.

Ockto retrieves data in case someone pays alimony to an ex-partner.

Ockto retrieves all data about pensions from current and former employers.

Ockto can retrieve data from bank accounts, savings accounts and investment accounts. Also consumer data regarding the possession of a house can be retrieved.

Ockto can retrieve data about mortgages and other financial obligations.

Ockto connects
organizations with data and people with their goals

The leading platform
for secure wallet services

In many financial processes, people need to share a lot of personal and household data. Ockto makes this easy by allowing them to securely provide information directly from reliable sources such as government portals and banks.